Retirement Plans


Qualified Retirement Plans

A retirement plan can serve many purposes, from tax sheltering income to attracting and retaining employees. Whether you are a sole proprietor, partnership or a corporation, there are several types of qualified retirement plans to meet your needs.

Two Types of Plans, Several Options

Employers may choose between two basic types of retirement plans: defined contribution and defined benefit. Both may be sponsored to maximize benefits. We can help you choose the right plan for your company.
Defined Contribution Plans
  • Profit Sharing Plans
  • 401(k) Plans
  • New Comparability Plans
Defined Benefit Plans
  • Cash Balance Plans

Quick Introduction to 401(k) Plans (PDF)

Plan Requirements

A qualified plan must meet a certain set of requirements set forth in the Internal Revenue Code. These include minimum coverage, minimum participation, vesting and funding requirements.

Plan Benefits

The IRS provides tax advantages to encourage businesses to establish retirement plans. These include:

In addition, sponsoring a qualified retirement plan offers you ways to attract and keep employees.

For more information about retirement plan design and administration, contact us today.

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